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0:57
YouTube
Justin Mirche
Should I Pay A Credit Card That Is Charge Off
Should you pay off a charge-off on your credit report? The answer depends on how old the debt is. In this video, Justin Mirche explains when settling a charge-off can actually boost your credit score — and when it might not help much at all. 📊 If the debt is less than 24 months old, paying or settling it will often result in a credit score ...
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My client was planning on using her tax return to pay off her $3,500 Capital One collection and her $4,300 Discover charge off. Instead of paying them we removed them off her report and her scores went from 525 to 707!! 💥 BOOM 💥 #fyp #creditscore #homebuyer #firsttimehomebuyer #collections
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My client she's 44 a doctor her credit was at 521. Midland Collection $14,872, AT&T Collection $3,341, Chase Charge-Off $27,614, 23 Late Payments! She was done renting. She called me, 6 months later she's a homeowner. 521 to 762. #creditrepair #doctors #credito #creditscore #badcredit
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