Ghana isn’t waiting for digital banking, it’s ready for it. At Ghana’s Fintech Moment: Africa’s Digital Future, Sheila Azuntaba (Deputy Managing Director, Consolidated Bank Ghana) made it clear that full digital banking is no longer a disruption; it’s an expectation. The systems, regulations, and licensing foundations are already in place. The real challenge now is scale. Building a true digital bank requires serious capital, strong buffers, and the ability to move products to market fast. Readi
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