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  1. What Is an Annuity? Definition, Types, and Tax Treatment

    Mar 28, 2025 · An annuity is a contract purchased from an insurance company with a large lump sum in return for regular payments, commonly used as an income source in retirement.

  2. 20 Things You Need to Know Before Buying an Annuity

    Aug 21, 2025 · What Is an Annuity? An annuity is a contract between you and an insurance company to cover specific goals, such as principal protection, lifetime income, legacy planning …

  3. What are annuities and how do they work? - Fidelity Investments

    Nov 25, 2025 · At its most basic level, an annuity is a contract between you and an insurance company that shifts a portion of risk away from you and onto the company. There are 2 basic …

  4. Guide to Annuities: Types, Payouts and Expert Q&A

    Dec 17, 2025 · An annuity is a contract from an insurance company that provides the buyer with a fixed or variable income stream.

  5. Annuities - A brief description - Internal Revenue Service

    Aug 26, 2025 · An annuity is a contract that requires regular payments for more than one full year to the person entitled to receive the payments (annuitant). You can buy an annuity contract …

  6. Income Annuity Estimator: Calculate Your Payout | Charles Schwab

    Use our free income annuity calculator to easily get an annuity income estimate. See how annuities can help you save for retirement.

  7. Annuities - Investor.gov

    An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. You buy an annuity by making either a …

  8. What Is an Annuity and How Does It Work? - Ramsey

    Oct 3, 2024 · An annuity is designed to provide a steady stream of income while you’re alive. A life insurance policy is designed to protect your loved ones financially after you die.

  9. Guide to Annuities: What They Are and How They Work

    Dec 22, 2025 · Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

  10. What to Know About the Most Popular Annuities - AARP

    3 days ago · What happens with the annuity once you decide to start your income stream? If you’ve purchased a guaranteed income rider, as most people do, you remain invested in your …