In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Staggering your Roth conversions can save a lot of money. Under the right circumstances, a Roth IRA can be the best retirement account for tax management. On the back end, you simply can't beat the ...

There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time. Roth IRA conversions fall into ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Financial experts highlight that staggering Roth IRA conversions over multiple years can significantly reduce overall taxes compared to lump-sum conversions. By keeping annual conversions within lower ...

A Roth conversion allows you to move funds out of a traditional retirement account and into a Roth. And that could be a smart ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

Beginning in 2010, individuals are allowed to convert or roll over certain distributions from retirement plans and IRAs to Roth IRAs regardless of their modified adjusted gross income. Complex rules ...

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Ge n X gets closer to retirement, but financial advisers warn that the decision to convert should be ...