Our calculations shows that "Buy term and invest the rest" (BTIR) is more than likely to provide better investment returns ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Rhoads notes that preferred share issuance is highly concentrated in the financial services industry, including banks and ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Being in your 20s offer a rare financial advantage. You have low risk, high affordability, and long-term planning. Term insurance leverages all three. While purchasing a term plan may not seem like an ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Fidelity Investments Life Insurance offers simple, affordable term life insurance, but no riders are available. Many, or all, of the products featured on this page are from our advertising partners ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps ...

Financial leverage is usually a term reserved for real estate or business, but it applies perfectly here. Leverage means ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.