The Roth-vs.-Traditional IRA question has a clear answer for most people once you walk through six yes/no decisions but each ...

Roth IRAs are less common than traditional IRAs overall, but IRS data shows they’re used more often for new contributions ...

Income thresholds for Roth IRA contributions rise in 2025, while some older workers can boost catch-up contributions.

Roth IRAs, though less common overall than traditional IRAs, are attracting more new contributions, especially among younger savers anticipating higher future tax rates. The 2026 tax year brings ...

Roth IRAs are one of the two main types of individual retirement accounts, the other being traditional IRAs. Traditional IRAs typically use pre-tax or tax-deductible contributions, giving you a tax ...

So, you think you know how Individual Retirement Accounts (IRAs) work? These common myths about IRAs could cost you money and ...

Roth IRAs are very flexible when it comes to early withdrawals. That's not necessarily a good thing. Using your Roth IRA as ...

A new rule is kicking in this year. Starting in 2026, as per the Secure 2.0 Act of 2022, Section 603, catch-up contributions must go into a Roth account for ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

In November 2021, the House of Representatives voted to kill two of the most powerful tax strategies available to high ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...