LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Identity risk has become inseparable from credit risk. Before you can predict how someone will repay, you must be sure of who ...

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices VantageScore has launched its newest tri-bureau credit model, ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. The credit score ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. By leveraging enriched data and analytics, lenders can now make more ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

There is no universal credit score requirement for a business loan. Eligibility varies by lender and loan type. Small Business Administration (SBA) loans and term loans from banks typically require a ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...