For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

See why the Citi Simplicity Card is built for paying off debt faster, with 21 months of 0% intro APR on balance transfers, no ...

Transferring your balance to a 0% card is one option; another is to cut expenses and increase income. Many or all of the products on this page are from partners who compensate us when you click to or ...

Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement. Many or all of the products on this page are from partners who compensate us when ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.