"Credit cycling" is potentially risky behavior with credit cards, but isn't widely known, experts said. It involves repeatedly maxing out cards and paying down the balance, effectively letting ...

Forbes contributors publish independent expert analyses and insights. Pam Kaur covers fintech and bank tech innovation and regulation. U.S. consumers are expected to spend near record levels this ...

CIBC announced its “no annual fee” CIBC Adapta Mastercard, which is reportedly the first credit card in Canada that automatically “determines the cardholder’s top three spend categories each month ...

According to the chatbot, ending credit card use would slash consumer spending, hurt banks, kill rewards, weaken credit ...