The Reserve Bank of India has raised the collateral-free loan limit for micro and small enterprises, aiming to improve credit ...

Business collateral can reduce lender risk, creating new opportunities for small-business owners ...

A Finnish small business with roughly €5,000 in monthly turnover applied for funding expecting a routine decision.

Mumbai: The RBI on Monday said banks can extend collateral-free loans up to Rs 25 lakh to Micro and Small Enterprises (MSEs) units on the basis of their good track record and financial position. The ...

Discover what an asset-conversion loan is, its advantages, and disadvantages, and how businesses effectively utilize this short-term financing option.

RBI announces increased collateral-free loan limits for micro and small enterprises, enhancing access to formal credit and ...

The revised directions mandate no collateral up to ₹20 lakh and permit banks to extend collateral-free MSME loans up to ₹25 lakh based on internal policy and borrower track ...

Learn how floating liens allow businesses to secure loans with dynamic assets like inventory; understand the process of crystallization into fixed charges.

As digital assets have matured from speculative instruments into recognized stores of value, financial services built around them have evolved just as quickly. One of the most significant developments ...

"Banks are mandated not to accept collateral security in the case of loans up to Rs 20 lakh extended to units in the MSE ...