Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.

The SECURE Act 2.0 lets workers aged 60 - 63 make a super catch-up contribution to their 401(k)s. This is an impactful way to ...

How does your nest egg compare? Explore the average retirement savings by age in 2026 and learn expert strategies to catch up ...

Beginning in 2026 401(k) participants who are age 50 or older and high earners will face new rules regarding how and if catch-up contributions can be made to their employer’s 401(k) plan. Starting in ...

Contributing to a 401(k) is a great way to build a solid retirement nest egg over time. And if you're 50 or older, you have an even greater opportunity to build up a large retirement plan balance, ...

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

For 2026, employees age 50 and older who earned more than $150,000 in 2025 must make their catch-up contributions to a Roth 401 (k). (The law originally set the threshold at $145,000, but the amount ...

Higher contribution limits: The 2026 IRS limit for 401(k), 403(b), and 457 plans rises to $24,500, with additional catch-up allowances for older workers. Roth-only catch-up: High earners over $150,000 ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...

The standard 401 (k) contribution limit for 2025 is $23,500. If you're over 50, you can add another $7,500 in catch-up contributions, bringing your total to $31,000. For workers 60 to 63, there is a ...