Asset Liability Management or ALM is a mechanism designed to address the risk faced by banks due to a mismatch between assets and liabilities, which arise either because of liquidity or because of ...
Liability matching is a strategy that aligns asset sales and income with future expenses. This ensures that funds are ...
Forbes contributors publish independent expert analyses and insights. David John Marotta is a financial advisor covering financial planning. Typically, your financial plan contains assets, liabilities ...
A matched book is a risk management process used by banks to keep their assets and liabilities at appropriate levels and ensure sufficient liquidity. A matched book ensures equal asset and liability ...
Inventory appears on your balance sheet as an asset, or something you own. In practical terms, however, inventory can be an asset or a liability, depending on how much you have, which particular items ...
Compared to traditional full-time employment, working for yourself can blur the lines between yourself and your business. In fact, when someone becomes self-employed, the default business structure ...
What happens when a crisis hits? There are demands for cash payment, and the payments can't be made because the entities have short liabilities requiring immediate payment, and long illiquid assets ...
If you are a student of finance studying ALM, the last few weeks must have been quite a perfect academic period to witness the SVB debacle unfold, as you mapped this use case to some of the written ...